Education profile from public sources. Company self-claims are labeled. Not a solicitation and not placement advice.
Trade / group: The Travelers Companies, Inc. (NYSE: TRV) — Travelers Bond / Travelers Surety.
Common US writing company (seeded profile): Travelers Casualty and Surety Company of America (and other Travelers affiliates listed on industry bond-verification directories).
Canada (retained surety & new home warranty after Jan 2026): St. Paul Fire and Marine Insurance Company (SPFM), operating as Travelers Canada.
HQ geography: Hartford, Connecticut (group). Canadian surety/home-warranty operations continue under SPFM as Travelers Canada.
Travelers publishes a public US surety overview listing bid, performance and payment bonds plus commercial classes (court, license & permit, public official, and others):
https://www.travelers.com/surety-bond (retrieved 2026-09-28).
Travelers Canada publishes commercial, contract, and developer surety hubs and broker tools (including SuretyLink™):
https://www.travelerscanada.ca/surety (retrieved 2026-09-28).
On January 2, 2026, Definity Financial Corporation completed its purchase of Travelers Canada’s personal insurance business and the majority of its commercial insurance business. As part of that transaction, Definity acquired Travelers Insurance Company of Canada (TICC) and The Dominion of Canada General Insurance Company.
Travelers retained its Canadian surety and new home warranty businesses. Those retained lines continue under St. Paul Fire and Marine Insurance Company (SPFM), a federally and provincially licensed insurer operating in Canada since 1928 that, in Travelers Canada’s words, “continues to operate as Travelers Canada” for surety and home warranty. Per Travelers Canada, surety and new home warranty policies that had been underwritten by TICC were assumed by SPFM.
This is not a story that Travelers “bought St. Paul’s surety book.” The public announcement describes Definity buying personal and most commercial lines, while Travelers kept surety and home warranty and runs them through SPFM as Travelers Canada.
Travelers Canada’s own surety customer note states that “Travelers, the largest surety writer in North America,” continues surety and home warranty support — that ranking language is Travelers’ own claim on its January 2026 announcement page, not an independent Global Guarantors ranking.
Sources (Advisor must-cite; verify again at publish):
Additional public record (not a substitute for the three must-cites): Canada Gazette Part I, Vol. 159 No. 36 (published 2025-09-06) — notices describing proposed assumption reinsurance so that TICC’s surety and home warranty risks would be assumed by the Canadian branch of SPFM: https://gazette.gc.ca/rp-pr/p1/2025/2025-09-06/html/misc-divers-eng.html
Definity’s own completion release (January 2, 2026) states it acquired personal and the majority of commercial insurance excluding the surety business: https://www.definityfinancial.com/English/newsroom/news-releases/news-details/2026/Definity-Financial-Corporation-completes-previously-announced-Travelers-transaction/default.aspx
| Region | What public pages emphasize | Cite |
|---|---|---|
| United States | Contract (bid / performance / payment) and a wide commercial menu | travelers.com/surety-bond |
| Canada | Commercial surety, contract surety (local decisioning), developer surety / new home warranty | travelerscanada.ca/surety |
| Canada distribution | Broker channel; SuretyLink™ for commercial surety workflow | travelerscanada.ca/brokers/suretylink |
Do not invent program capacity, Treasury listing amounts, or AM Best letters here. If a rating appears on a Travelers page, quote it only with the page date and remind readers to re-check the rating agency.
On the Merchants Bonding–hosted public PDF of SFAA Quarterly Countrywide Surety Top 100 Writers, Calendar Year 2025, 3rd Quarter YTD (as of 2025-09-30), the group name Travelers Bond appears second after Liberty Mutual Group. Source: The Surety & Fidelity Association of America (SFAA), via https://mbasurety.com/wp-content/uploads/2025/12/SFAA-3rd-Quarter-Results-for-2025.pdf (retrieved 2026-09-28). Global Guarantors cites name order only (SFAA restricts external reuse of member statistical detail).
In Canada, Travelers Insurance Company of Canada was one of seven carriers that supplied confidential data to the CANCEA / Surety Association of Canada May 2025 study covering over 85% of construction surety bonds: https://suretycanada.com/common/Uploaded%20files/SAC-Files/PDFs/Surety-Bonding-in-Canada-2025-Report.pdf. Post–January 2026, the retained writing vehicle for surety/NHW is SPFM as Travelers Canada (see section above).
/workspace/content/underwriter-roster.md /workspace/content/underwriters/_travelers-canada-spfm-paragraph.md Education draft. Re-verify all URLs and any rating language before publish.