Bond amount times the rate a surety quotes you, plus any minimum premium. Work the arithmetic and see what moves the rate.
Education only. Not a quote. Global Guarantors doesn't publish premium rates or quotes, and we couldn't find public rate ranges we'd stand behind for every bond type and credit profile. So this tool doesn't guess a rate for you. It shows how premium is worked out once a surety or broker gives you a rate.
A surety bond premium is a fee the principal pays the surety for extending its credit. It isn't an insurance premium priced for expected losses: the surety expects to be repaid by the principal and its indemnitors if it ever pays a claim, which our surety vs insurance and indemnity explainer covers. That's why underwriting looks at the principal's credit, finances and experience, as described in Surety 101.
Enter a bond amount and the quoted rate.
Each surety sets its own rate through its underwriting and filed rates. We don't publish rates, and credit tiers such as "standard" or "high-risk" aren't public, standardized categories. Ask the surety or broker which rate applies to you, whether a minimum premium applies, and whether the rate is tiered by bond amount. See our contract surety guide and commercial surety guide for how bonds are underwritten.